Use Case 2 · Client Financial Health

LIVE · FTA SYNC

Monitored Clients

192

auto KPI engine

Covenant Breaches

1

immediate action

Watch List

2

proactive outreach

Avg ICR

3.28

portfolio

Client KPI Matrix

ClientICRDSCRLeverageCovenantRisk
Aldar Properties4.202.101.80xPassLow
Damac Real Estate2.101.303.40xWatchMedium
Air Arabia3.801.902.10xPassLow
Mubadala Health1.601.104.20xBreachHigh
DP World5.102.601.90xPassLow
Emirates Steel Arkan2.901.602.80xWatchMedium

Stress Profile · Mubadala Health

Covenant Alert Engine

Mubadala Health

High

Net Debt / EBITDA ≤ 3.5x

Now: 4.2x

Reporting in T-2 days

Damac Real Estate

Medium

DSCR ≥ 1.5x

Now: 1.3x

Reporting in T-5 days

Emirates Steel Arkan

Low

ICR ≥ 3.0x

Now: 2.9x

Reporting in T-12 days